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INSURANCE & PAYMENT INFO
Insurance & Billing - Made Simple for Busy Families
At SPDocs, we never want paperwork to stand between your child and great care. That’s why we partner with most major insurers in Maryland and keep a dedicated billing team on-site to answer questions quickly.
Plans We Currently Accept
CareFirst Blue Cross Blue Shield
Anthem Blue Cross Blue Shield
Federal Blue Cross Blue Shield
Aetna
Cigna
Tricare Select (Tricare Prime is not accepted)
Maryland Medicaid - Priority Partners MCO only
Tip: Carriers sometimes create narrow networks within larger brands. To avoid surprises, call our front desk or billing department and we’ll verify your specific plan before your visit.
Understanding Your Out-of-Pocket Costs
Term
What it Means
When it Applies
Copay
A fixed amount set by your insurance (not by our office) that’s due at check-in.
Often waived for well-child visits, though some plans make exceptions.
Deductible
The total you must pay
out-of-pocket each year before your insurance starts contributing.
May apply to labs, imaging, or certain procedures.
Coinsurance
A percentage of the service cost you pay after the deductible is met.
Common with high-deductible or HSA plans.
We expect copays at the time of service and prompt payment of any deductible or coinsurance once your insurer processes the claim. Need an itemized statement for an HSA or FSA? Just let us know.
Questions About Coverage or a Bill
Our in-house billing specialists are happy to help: 410-647-8300 (Mon-Fri, 8 a.m. - 4 p.m.)
Ready to Schedule? Call 410-647-8300 - and if you're unsure about coverage, we'll verify everything while reserving your child's spot. Great pediatric care should never
be a guessing game.
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